The Supreme Court is expected to rule on the constitutionality of the federal health reform law and the individual mandate later this month. The anticipation and debate over the ruling has stakeholders and lawmakers concerned about the future of the law’s popular consumer benefit provisions.

Observers say they fear that the provisions, such as those prohibiting insurers from denying coverage to individuals with pre-existing health conditions or allowing individuals up to age 26 to remain on their parents’ policies might not stand, even if the justices strike down the mandate but keep the rest of the overhaul intact.

Republicans and Democrats have been unwilling to discuss publicly any contingency plans if part or all of the law is struck down. Both sides agree that any developments on the matter would be delayed until after the November elections.